Financial Services 8 months

Mobile Banking Platform Case Study (Fintech)

A secure, mobile-first banking app built for a fast-moving Australian fintech. Designed for trust, speed and everyday use - delivered by our Perth team.

Australian Digital Bank

Mobile App DevelopmentAPI DevelopmentSecurity & ComplianceUI/UX Design
18+ Years Delivering Custom Software
Secure & Compliant Integrations
Fixed Price Quotes
Perth-Based, Serving Melbourne, Sydney, Brisbane
150K+App downloads in first 6 months
4.9/5App store rating
89%Customer retention rate
<100msAverage API response time

The Challenge

An emerging digital bank needed to differentiate in a competitive market with a mobile-first banking experience. They required APRA-compliant infrastructure, Open Banking API integration, and a user experience that would appeal to younger demographics while meeting regulatory requirements.

The Solution

We designed and developed a complete mobile banking platform with biometric authentication, real-time notifications, AI-powered spending insights, and seamless integration with Australia's Open Banking framework. The architecture meets all regulatory requirements while enabling rapid feature deployment.

Technologies Used

React NativeNode.jsAWSPostgreSQLRedisOAuth 2.0

Our Approach

1

Regulatory Compliance

4 weeks

Worked with legal and compliance teams to ensure architecture meets APRA, Open Banking, and privacy requirements.

2

UX Design

5 weeks

Extensive user research and testing to create intuitive, accessible banking experience.

3

Core Banking Development

14 weeks

Built secure backend, transaction processing, and integration with banking partners.

4

Mobile Apps & Launch

8 weeks

Developed iOS and Android apps with comprehensive testing and phased launch.

HELLO PEOPLE delivered a banking platform that not only meets strict regulatory requirements but provides an experience our customers love. Their expertise in both financial services and mobile development was exactly what we needed.

Chief Technology OfficerAustralian Digital Bank

Results & Impact

150K+App downloads in first 6 months
4.9/5App store rating
89%Customer retention rate
<100msAverage API response time